Feed MRSS-S hipotecas_a, en.as.com en https://en.as.com Sat, 07 Feb 2026 16:31:12 GMT https://en.as.com/latest_news/dave-ramsey-financial-expert-on-trumps-50-year-mortgage-idea-im-assuming-that-president-trump-actually-understands-the-math-f202602-n/ Sat, 07 Feb 2026 16:31:12 GMT https://en.as.com/latest_news/dave-ramsey-financial-expert-on-trumps-50-year-mortgage-idea-im-assuming-that-president-trump-actually-understands-the-math-f202602-n/ Greg Heilman Personal finance expert Dave Ramsey didn’t mince words when he heard President Trump’s proposal for a 50-year mortgage. “It’s ridiculous. I mean, come on!” Personal finance expert Dave Ramsey didn’t mince words when he heard President Trump’s proposal for a 50-year mortgage. “It’s ridiculous. I mean, come on!” Hipotecas Finanzas personales Finanzas Donald Trump Estados Unidos Dave Ramsey, financial expert, on Trump's 50-year mortgage idea: “I’m assuming that President Trump actually understands the math" Personal finance expert Dave Ramsey didn’t mince words when he heard President Trump’s proposal for a 50-year mortgage. “It’s ridiculous. I mean, come on!” Personal finance expert Dave Ramsey didn’t mince words when he heard President Trump’s proposal for a 50-year mortgage. “It’s ridiculous. I mean, come on!” <img src="https://img.asmedia.epimg.net/resizer/v2/7JJRIRNVSJD2RGVRGV3WX6F6DE.jpg?auth=ab8effd4c482e2dd5d539824f6cab4bad88f41aaf146adf0566472874c3e04ba" width="1553" height="1024" alt="Personal finance expert Dave Ramsey didn’t mince words when he heard President Trump’s proposal for a 50-year mortgage. “It’s ridiculous. I mean, come on!”"></img><p>President Donald Trump floated the idea of creating <b>a 50-year mortgage</b> back in November to help ease the cost of buying a home. However, the idea was quickly <a href="https://en.as.com/latest_news/good-news-for-banks-trumps-50-year-mortgages-are-a-bankers-dream-and-a-house-buyers-nightmare-f202511-n/" target="_blank" rel="noreferrer" title="https://en.as.com/latest_news/good-news-for-banks-trumps-50-year-mortgages-are-a-bankers-dream-and-a-house-buyers-nightmare-f202511-n/">panned by financial experts</a> like <b>Dave Ramsey</b> who didn’t mince words saying: <b>“This is gonna fix America’s housing crisis? Oh, horse crap Trump!”</b></p><p><a href="https://en.as.com/latest_news/dave-ramsey-financial-expert-on-trumps-50-year-mortgage-idea-im-assuming-that-president-trump-actually-understands-the-math-f202602-n/" target="_blank">Seguir leyendo</a></p> https://en.as.com/latest_news/andrea-an-expert-in-economics-you-have-to-think-that-everything-in-life-is-negotiable-its-the-same-with-banks-f202601-n/ Sat, 31 Jan 2026 17:05:52 GMT https://en.as.com/latest_news/andrea-an-expert-in-economics-you-have-to-think-that-everything-in-life-is-negotiable-its-the-same-with-banks-f202601-n/ Mario Espinosa de los Monteros,Roddy Cons A TikTok economist explains why your first mortgage offer is rarely the best one and how to push for better terms. A TikTok economist explains why your first mortgage offer is rarely the best one and how to push for better terms. Economía Hipotecas Casas Bancos Andrea, an expert in economics: “You have to think that everything in life is negotiable. It’s the same with banks” A TikTok economist explains why your first mortgage offer is rarely the best one and how to push for better terms. A TikTok economist explains why your first mortgage offer is rarely the best one and how to push for better terms. <img src="https://img.asmedia.epimg.net/resizer/v2/5M5RHPXZOJFVNOCIEAJEFWKIX4.jpg?auth=56ac0ae6518bc43e788e596ec48207028714ee1ebd96d037268bc0889491ce91" width="1200" height="688" alt="A TikTok economist explains why your first mortgage offer is rarely the best one and how to push for better terms."></img><p><b>Buying a home</b> is <b>one of the biggest financial moves </b>most Americans will ever make, yet many borrowers walk into the mortgage process assuming <b>the bank sets the rules and the customer simply signs</b>. According to one finance expert, <b>that mindset can be costly.</b></p><p><a href="https://en.as.com/latest_news/andrea-an-expert-in-economics-you-have-to-think-that-everything-in-life-is-negotiable-its-the-same-with-banks-f202601-n/" target="_blank">Seguir leyendo</a></p> https://en.as.com/latest_news/experts-say-the-us-could-face-a-long-lasting-economic-shock-if-property-values-continue-to-fall-f202511-n/ Tue, 18 Nov 2025 23:41:58 GMT https://en.as.com/latest_news/experts-say-the-us-could-face-a-long-lasting-economic-shock-if-property-values-continue-to-fall-f202511-n/ Greg Heilman The cost of owning a house has been surging in recent years. But one of the things that may lower prices could come with devastating consequences. The cost of owning a house has been surging in recent years. But one of the things that may lower prices could come with devastating consequences. Desastres naturales Casas Economía Hipotecas Seguros Finanzas Experts say the U.S. could face a "long-lasting economic shock" if property values continue to fall The cost of owning a house has been surging in recent years. But one of the things that may lower prices could come with devastating consequences. The cost of owning a house has been surging in recent years. But one of the things that may lower prices could come with devastating consequences. <img src="https://img.asmedia.epimg.net/resizer/v2/3AGPNNWOUBHB5F66D2MIBXJA4E.jpg?auth=99bb5b9f06fe1cc35a5589ba8bbd47e599967a801134076e578b5ec0bfeec604" width="1200" height="675" alt="The cost of owning a house has been surging in recent years. But one of the things that may lower prices could come with devastating consequences."></img><p>Americans have not only had to deal with terrible natural disasters around the nation in recent years, but also rising prices. The former have helped aggravate in particular the <b>housing affordability crisis</b> that is gripping vast portions of the United States.</p><p><a href="https://en.as.com/latest_news/experts-say-the-us-could-face-a-long-lasting-economic-shock-if-property-values-continue-to-fall-f202511-n/" target="_blank">Seguir leyendo</a></p> https://en.as.com/latest_news/good-news-for-banks-trumps-50-year-mortgages-are-a-bankers-dream-and-a-house-buyers-nightmare-f202511-n/ Tue, 11 Nov 2025 23:05:05 GMT https://en.as.com/latest_news/good-news-for-banks-trumps-50-year-mortgages-are-a-bankers-dream-and-a-house-buyers-nightmare-f202511-n/ Greg Heilman Trump floated his latest idea to help with affordability in the United States, but financial experts say it just makes things more expensive. Trump floated his latest idea to help with affordability in the United States, but financial experts say it just makes things more expensive. Hipotecas Finanzas personales Bancos Donald Trump Estados Unidos Casas Economía Good news for banks: Trump's 50-year mortgages are a banker's dream and a house buyer's nightmare Trump floated his latest idea to help with affordability in the United States, but financial experts say it just makes things more expensive. Trump floated his latest idea to help with affordability in the United States, but financial experts say it just makes things more expensive. <img src="https://img.asmedia.epimg.net/resizer/v2/FRWEMM5CIZGV7HSRX4NGAS6BXQ.jpg?auth=f0ba6161a76d7d93570e3667d13bf5c71e6e6c751d28c829fa3549a8bdc241e8" width="1200" height="900" alt="Trump floated his latest idea to help with affordability in the United States, but financial experts say it just makes things more expensive."></img><p>President Donald Trump floated the idea of creating a 50-year mortgage to help lower the cost of buying a home. He posted about the idea after a brief presentation from his Federal Housing Finance Agency Director <b>Bill Pulte</b>, who has touted it as “a complete game changer.”</p><p><a href="https://en.as.com/latest_news/good-news-for-banks-trumps-50-year-mortgages-are-a-bankers-dream-and-a-house-buyers-nightmare-f202511-n/" target="_blank">Seguir leyendo</a></p> https://en.as.com/latest_news/this-fall-could-be-a-good-time-to-buy-a-house-the-reason-why-mortgage-rates-are-dropping-n/ Fri, 12 Sep 2025 22:23:57 GMT https://en.as.com/latest_news/this-fall-could-be-a-good-time-to-buy-a-house-the-reason-why-mortgage-rates-are-dropping-n/ Roddy Cons Mortgage rates just saw their sharpest drop this year as Treasury yields fell, creating new opportunities for buyers this fall. Mortgage rates just saw their sharpest drop this year as Treasury yields fell, creating new opportunities for buyers this fall. Casas Compras Dinero Hipotecas KAREN DUCEY This fall could be a good time to buy a house: The reason why mortgage rates are dropping Mortgage rates just saw their sharpest drop this year as Treasury yields fell, creating new opportunities for buyers this fall. Mortgage rates just saw their sharpest drop this year as Treasury yields fell, creating new opportunities for buyers this fall. <p>Looking to <b>buy a house in the United States?</b> <b>Now could be the right time to strike</b>, with <a href="https://finance.yahoo.com/personal-finance/mortgages/article/whats-next-mortgage-rate-predictions-for-the-next-5-years-195826837.html" target="_self" rel="" title="https://finance.yahoo.com/personal-finance/mortgages/article/whats-next-mortgage-rate-predictions-for-the-next-5-years-195826837.html">mortgage rates</a> finally tumbling.</p><p><a href="https://en.as.com/latest_news/this-fall-could-be-a-good-time-to-buy-a-house-the-reason-why-mortgage-rates-are-dropping-n/" target="_blank">Seguir leyendo</a></p> https://en.as.com/latest_news/first-time-homebuyers-are-getting-older-in-the-us-this-the-average-age-for-those-buying-a-house-for-the-first-time-n/ Fri, 25 Jul 2025 09:38:59 GMT https://en.as.com/latest_news/first-time-homebuyers-are-getting-older-in-the-us-this-the-average-age-for-those-buying-a-house-for-the-first-time-n/ Andy Hall High prices and rising interest rates are making it even harder for young adults to get on the housing ladder. Let’s look at the current landscape. High prices and rising interest rates are making it even harder for young adults to get on the housing ladder. Let’s look at the current landscape. Vivienda Estados Unidos Vivienda segunda mano Casas Jóvenes Hipotecas Dinero Ahorro AndreyPopov (Getty Images) First-time homebuyers are getting older in the U.S.: This the average age for those buying a house for the first time High prices and rising interest rates are making it even harder for young adults to get on the housing ladder. High prices and rising interest rates are making it even harder for young adults to get on the housing ladder. <img src="https://img.asmedia.epimg.net/resizer/v2/IB5W55TQPVIJRHQE72KKZDCZOE.jpg?auth=6bc828cf3a40ad2601966df25b7cfbdc1a8e70fa1637ce72e518289fcd4734b4" width="1200" height="675" alt="High prices and rising interest rates are making it even harder for young adults to get on the housing ladder. "></img><p><b>Buying a place of your own</b> has always required a great deal of sacrifice but for first-time buyers, it’s getting even harder. </p><p><a href="https://en.as.com/latest_news/first-time-homebuyers-are-getting-older-in-the-us-this-the-average-age-for-those-buying-a-house-for-the-first-time-n/" target="_blank">Seguir leyendo</a></p> https://en.as.com/latest_news/alert-for-future-homeowners-mortgage-rates-to-exceed-6-in-2025-n/ Sun, 09 Feb 2025 17:18:03 GMT https://en.as.com/latest_news/alert-for-future-homeowners-mortgage-rates-to-exceed-6-in-2025-n/ Paul Reidy This year, rates are expected to remain above 6% according to multiple sources. This year, rates are expected to remain above 6% according to multiple sources. Hipotecas Hipotecas inversas Estados Unidos LARS HAGBERG (Reuters) Alert for future homeowners: Mortgage rates to exceed 6% in 2025 This year, rates are expected to remain above 6% according to multiple sources. This year, rates are expected to remain above 6% according to multiple sources. <img src="https://img.asmedia.epimg.net/resizer/v2/R65UUCP6XAJXC2THMKE6OY6XFY.jpg?auth=76c944399ae354db7a516138dfd73d8fc961d8ed25535714022915d1fcf455a4" width="5500" height="3667" alt="This year, rates are expected to remain above 6% according to multiple sources."></img><p>As we progress into the new year,<b> the US housing market remains in the grip of high mortgage rates</b>, creating a difficult outlook for both prospective homebuyers and those looking to refinance their existing homes. </p><p><a href="https://en.as.com/latest_news/alert-for-future-homeowners-mortgage-rates-to-exceed-6-in-2025-n/" target="_blank">Seguir leyendo</a></p><p><strong>Mortgage Bankers Association</strong>: Rates are expected to range between 6.4% and 6.6%.</p> <p><strong>Realtor.com</strong>: Expects rates to end the year around 6.2%.</p> <p><strong>Wells Fargo</strong>: Expects a slight decline, with rates averaging 6.3%.</p> <p><strong>Goldman Sachs</strong>: Predicts they will remain above 6% until 2025.</p> <p>&nbsp;</p> https://en.as.com/latest_news/neither-10-nor-15-this-is-the-tax-rate-you-will-have-to-pay-if-you-sell-your-house-in-2025-n/ Tue, 10 Dec 2024 21:24:26 GMT https://en.as.com/latest_news/neither-10-nor-15-this-is-the-tax-rate-you-will-have-to-pay-if-you-sell-your-house-in-2025-n/ Oliver Povey The tax you’ll pay when selling your house is known as capital gains tax. For most homeowners, there’s good news: you may not have to pay any tax at all. The tax you’ll pay when selling your house is known as capital gains tax. For most homeowners, there’s good news: you may not have to pay any tax at all. Hipotecas Impuestos Finanzas Robert Galbraith (Reuters) Which regions of the US have seen home prices increase most over the last five years? The tax you’ll pay when selling your house is known as capital gains tax. For most homeowners, there’s good news: you may not have to pay any tax at all. The tax you’ll pay when selling your house is known as capital gains tax. For most homeowners, there’s good news: you may not have to pay any tax at all. <p>When it comes to selling your house in 2025, the tax implications might surprise you. Contrary to popular belief, <b>the tax rate isn’t a fixed 10% or 15%</b>. Instead, it depends on various factors, including your income, filing status, and how long you’ve owned the property.</p><p><a href="https://en.as.com/latest_news/neither-10-nor-15-this-is-the-tax-rate-you-will-have-to-pay-if-you-sell-your-house-in-2025-n/" target="_blank">Seguir leyendo</a></p><ul> <li>0% for single filers with income up to $48,350 ($96,700 for married filing jointly)</li> <li>15% for single filers with income between $48,351 and $533,400 ($96,701 to $600,050 for married filing jointly)</li> <li>20% for single filers with income above $533,401 ($600,051 for married filing jointly)</li> </ul> https://en.as.com/latest_news/bad-news-for-first-time-homebuyers-experts-update-mortgage-rate-forecasts-through-2026-n/ Mon, 25 Nov 2024 12:40:16 GMT https://en.as.com/latest_news/bad-news-for-first-time-homebuyers-experts-update-mortgage-rate-forecasts-through-2026-n/ Maite Knorr-Evans The market conditions for first-time home buyers are not favorable, and recent forecasts show that the may continue to persist through 2026. The market conditions for first-time home buyers are not favorable, and recent forecasts show that the may continue to persist through 2026. Vivienda Hipotecas Estados Unidos Economía Reserva Federal Mark Blinch (Reuters) Bad news for first-time homebuyers: Experts update mortgage rate forecasts through 2026 The market conditions for first-time home buyers are not favorable, and recent forecasts show that the may continue to persist through 2026. The market conditions for first-time home buyers are not favorable, and recent forecasts show that the may continue to persist through 2026. <p>The average interest rate for a 30-year mortgage has been approximately 1.4 percent higher than the federal funds rate (FFR), the interest rate established by the Federal Reserve, which other lenders use to calculate the interest rates they add to loans. As the lender of last resort, the Fed adjusts the FFR based on changing economic conditions. This practice, a component of monetary policy, influences the economy in ways Federal Reserve officials intend to promote financial stability. As wages rose rapidly in 2021, driven by workers returning to the labor force after pandemic-related layoffs, inflation began to increase. Furthermore, disruptions in the global energy market caused by Russia’s invasion of Ukraine continued to drive prices upward. As transportation costs rose, companies increased their prices, sometimes exceeding their cost increases, as evidenced by the record profits reported during this period. Price gouging is often identified when profits and prices rise simultaneously while the real income of the average household declines or stagnates. In response to these economic conditions, the Fed began to raise the FFR, and only in recent months have officials agreed to begin lowering it. </p><p><a href="https://en.as.com/latest_news/bad-news-for-first-time-homebuyers-experts-update-mortgage-rate-forecasts-through-2026-n/" target="_blank">Seguir leyendo</a></p> https://en.as.com/latest_news/what-is-the-best-week-of-the-year-to-buy-a-home-and-why-n/ Fri, 20 Sep 2024 01:15:05 GMT https://en.as.com/latest_news/what-is-the-best-week-of-the-year-to-buy-a-home-and-why-n/ Oliver Povey Interested in buying a property? According to a study the best time for buyers is coming up very soon. Interested in buying a property? According to a study the best time for buyers is coming up very soon. Hipotecas Rick Wilking (Reuters) FILE PHOTO: A house built by the D.R. Horton company is seen for sale in Arvada FILE PHOTO: A house built by the D.R. Horton company is seen for sale in Arvada, Colorado January 24, 2017. REUTERS/Rick Wilking/File Photo FILE PHOTO: A house built by the D.R. Horton company is seen for sale in Arvada, Colorado January 24, 2017. REUTERS/Rick Wilking/File Photo <p>The best week of the year to buy a home is the period from <b>29 September to 5 October</b>. This timing is based on a comprehensive analysis by <a href="https://www.realtor.com/research/best-time-to-buy-2024/" target="_blank">Realtor.com</a>, which examined various housing market metrics over several years.</p><p><a href="https://en.as.com/latest_news/what-is-the-best-week-of-the-year-to-buy-a-home-and-why-n/" target="_blank">Seguir leyendo</a></p> https://en.as.com/latest_news/how-will-septembers-fed-interest-rate-cut-affect-the-housing-market-n/ Thu, 19 Sep 2024 12:11:53 GMT https://en.as.com/latest_news/how-will-septembers-fed-interest-rate-cut-affect-the-housing-market-n/ Greg Heilman The Fed decided on a more aggressive interest rate cut to begin easing monetary policy giving relief to consumers. But how will it affect home buyers? The Fed decided on a more aggressive interest rate cut to begin easing monetary policy giving relief to consumers. But how will it affect home buyers? Casas Mercados financieros Reserva Federal Hipotecas Estados Unidos Finanzas Finanzas personales Dinero Jeff Haynes (Reuters) How will September's Fed interest rate cut affect the housing market? The Fed decided on a more aggressive interest rate cut to begin easing monetary policy giving relief to consumers. But how will it affect home buyers? The Fed decided on a more aggressive interest rate cut to begin easing monetary policy giving relief to consumers. But how will it affect home buyers? <p>The Federal Reserves interest rate policy plays an important role in determining borrowing costs for consumers and businesses. So, it came as a relief on Wednesday when policymakers at the central bank decided to finally cut rates. <b>The move was all but guaranteed but the size of the reduction had been in doubt.</b></p><p><a href="https://en.as.com/latest_news/how-will-septembers-fed-interest-rate-cut-affect-the-housing-market-n/" target="_blank">Seguir leyendo</a></p> https://en.as.com/latest_news/in-what-states-do-americans-pay-more-for-home-insurance-what-is-the-average-cost-in-2024-n/ Wed, 18 Sep 2024 17:09:43 GMT https://en.as.com/latest_news/in-what-states-do-americans-pay-more-for-home-insurance-what-is-the-average-cost-in-2024-n/ Gidget Alikpala Purchasing a house involves many costs apart from the mortgage. One of them is home insurance, which can run up to a few thousand dollars each year. Purchasing a house involves many costs apart from the mortgage. One of them is home insurance, which can run up to a few thousand dollars each year. Estados Unidos Hipotecas Casas Dinero Seguros hogar Seguros Precio vivienda Precios Freepik In what states do Americans pay more for home insurance? What is the average cost in 2024? Purchasing a house involves many costs apart from the mortgage. One of them is home insurance, which can run up to a few thousand dollars each year. Purchasing a house involves many costs apart from the mortgage. One of them is home insurance, which can run up to a few thousand dollars each year. <img src="https://img.asmedia.epimg.net/resizer/v2/UMXTOKSQJ5H3LFZGHUQ3RZ2D74.jpg?auth=debd966f29837458abb5503f8718f955591f2524c0c9f8b99afce59bbb321fc2" width="6500" height="4338" alt="Purchasing a house involves many costs apart from the mortgage. One of them is home insurance, which can run up to a few thousand dollars each year."></img><p>A house is generally <b>the biggest purchase</b> a person can make in their lifetime, and being a homeowner comes at a literal cost. One expense that needs to be dealt with <b>on a regular basis</b> is <b>home insurance</b>, which is necessary if you want protection in case of unexpected damage or loss, as well as peace of mind.</p><p><a href="https://en.as.com/latest_news/in-what-states-do-americans-pay-more-for-home-insurance-what-is-the-average-cost-in-2024-n/" target="_blank">Seguir leyendo</a></p> https://en.as.com/latest_news/new-bill-would-allow-undocumented-immigrants-in-california-to-get-home-loans-n/ Sat, 31 Aug 2024 22:04:23 GMT https://en.as.com/latest_news/new-bill-would-allow-undocumented-immigrants-in-california-to-get-home-loans-n/ William Gittins Assembly Bill 1840 would ensure that applicants cannot be denied mortgage support on the basis of their immigration status. Assembly Bill 1840 would ensure that applicants cannot be denied mortgage support on the basis of their immigration status. Hipotecas Estados Unidos California Migración Mike Blake (Reuters) New bill would allow undocumented immigrants in California to get home loans Assembly Bill 1840 would ensure that applicants cannot be denied mortgage support on the basis of their immigration status. Assembly Bill 1840 would ensure that applicants cannot be denied mortgage support on the basis of their immigration status. <p>California legislators are considering a bill that would prevent applicants being denied a specific housing support program solely because they are undocumented immigrants. </p><p><a href="https://en.as.com/latest_news/new-bill-would-allow-undocumented-immigrants-in-california-to-get-home-loans-n/" target="_blank">Seguir leyendo</a></p> https://en.as.com/latest_news/why-are-mortgage-rates-falling-and-how-will-this-trend-impact-home-prices-n/ Fri, 30 Aug 2024 18:19:41 GMT https://en.as.com/latest_news/why-are-mortgage-rates-falling-and-how-will-this-trend-impact-home-prices-n/ Maite Knorr-Evans As the Fed considers a rate cut next month, mortgage rates continue to trend downward. As the Fed considers a rate cut next month, mortgage rates continue to trend downward. Estados Unidos Hipotecas Freepik Why are mortgage rates falling, and how long will they continue to decrease? Insights from experts Mortgage rates are hitting their lowest level in over a year, as the Fed considers a rate cut next month. Mortgage rates are hitting their lowest level in over a year, as the Fed considers a rate cut next month. <img src="https://img.asmedia.epimg.net/resizer/v2/UMXTOKSQJ5H3LFZGHUQ3RZ2D74.jpg?auth=debd966f29837458abb5503f8718f955591f2524c0c9f8b99afce59bbb321fc2" width="6500" height="4338" alt="Mortgage rates are hitting their lowest level in over a year, as the Fed considers a rate cut next month."></img><p>Mortgage rates on a 30-year-fixed rate loan fell again this week to 6.35 percent, down more than a point from their recent high of 7.79 captured in October 2023. In early August, when US markets suffered great losses, which have been partially rebuilt since, many economists and investors called on the Fed to decrease rates during the September meeting. A rate cut could bring mortgage rates further, which could entice some buyers back into the market. </p><p><a href="https://en.as.com/latest_news/why-are-mortgage-rates-falling-and-how-will-this-trend-impact-home-prices-n/" target="_blank">Seguir leyendo</a></p> https://en.as.com/latest_news/american-homes-are-getting-more-expensive-while-also-shrinking-in-size-n/ Thu, 29 Aug 2024 02:19:38 GMT https://en.as.com/latest_news/american-homes-are-getting-more-expensive-while-also-shrinking-in-size-n/ Oliver Povey While the dream of owning a home remains alive, the reality is that homes are becoming increasingly expensive, all while shrinking in size. While the dream of owning a home remains alive, the reality is that homes are becoming increasingly expensive, all while shrinking in size. Hipotecas Sarah Silbiger (Reuters) FILE PHOTO: Homes for sale in Washington FILE PHOTO: A "sold" sign is seen outside of a recently purchased home in Washington, U.S., July 7, 2022. REUTERS/Sarah Silbiger/File Photo FILE PHOTO: A "sold" sign is seen outside of a recently purchased home in Washington, U.S., July 7, 2022. REUTERS/Sarah Silbiger/File Photo <p>The American dream of homeownership is facing a paradoxical challenge: <b>homes are becoming increasingly expensive while simultaneously decreasing in size</b>. This phenomenon, dubbed “housing shrinkflation,” is reshaping the real estate landscape and affecting potential homebuyers across the nation.</p><p><a href="https://en.as.com/latest_news/american-homes-are-getting-more-expensive-while-also-shrinking-in-size-n/" target="_blank">Seguir leyendo</a></p> https://en.as.com/latest_news/what-the-gop-and-democratic-platforms-say-about-assisting-first-time-homebuyers-n/ Mon, 26 Aug 2024 00:29:33 GMT https://en.as.com/latest_news/what-the-gop-and-democratic-platforms-say-about-assisting-first-time-homebuyers-n/ Maite Knorr-Evans A dive into the platforms of the GOP and Democratic party to see what of substance is being offered to first-time home buyers. A dive into the platforms of the GOP and Democratic party to see what of substance is being offered to first-time home buyers. Vivienda Hipotecas Estados Unidos Elecciones Sarah Silbiger (Reuters) What the GOP and Democratic platforms say about assisting first time homebuyers A dive into the platforms of the GOP and Democratic party to see what of substance is being offered to first time home buyers. A dive into the platforms of the GOP and Democratic party to see what of substance is being offered to first time home buyers. <p>Now that the RNC and DNC conventions have passed, many voters might still be left wondering about the policies the parties have included in their platforms, <b>particularly regarding assistance to first-time homebuyers</b>. One structural problem in the current housing market facing first-time homebuyers is that while they can afford a monthly mortgage payment,<b> they do not have enough saved for a downpayment</b>, placing them in the rental market with few prospects of escaping. </p><p><a href="https://en.as.com/latest_news/what-the-gop-and-democratic-platforms-say-about-assisting-first-time-homebuyers-n/" target="_blank">Seguir leyendo</a></p> https://en.as.com/latest_news/who-pays-the-real-estate-agents-fees-when-you-buy-a-house-the-buyer-or-the-seller-n/ Sun, 18 Aug 2024 16:33:51 GMT https://en.as.com/latest_news/who-pays-the-real-estate-agents-fees-when-you-buy-a-house-the-buyer-or-the-seller-n/ Oliver Povey A multi-million dollar settlement is forcing realtors to change how they operate which will likely mean cheaper homes. A multi-million dollar settlement is forcing realtors to change how they operate which will likely mean cheaper homes. Hipotecas OCTAVIO JONES (REUTERS) ¿Cuáles son las 5 ciudades de Florida más caras para conseguir una vivienda? Comprar una casa es una de las inversiones más grandes. Te compartimos las 5 ciudades de Florida más caras para conseguir una. Comprar una casa es una de las inversiones más grandes. Te compartimos las 5 ciudades de Florida más caras para conseguir una. <img src="https://img.asmedia.epimg.net/resizer/v2/MZWOGSQMWBHEDGLFHPCC66FJFM.jpg?auth=fd6171f4277775e6851a3164a7425aef65707882a186da9e3520b71036869995" width="3000" height="2000" alt="Comprar una casa es una de las inversiones más grandes. Te compartimos las 5 ciudades de Florida más caras para conseguir una."></img><p>In the United States, <b>the payment of real estate agent fees traditionally fell on the home seller</b>. </p><p><a href="https://en.as.com/latest_news/who-pays-the-real-estate-agents-fees-when-you-buy-a-house-the-buyer-or-the-seller-n/" target="_blank">Seguir leyendo</a></p> https://en.as.com/latest_news/why-are-mortgage-rates-falling-and-how-long-will-they-continue-to-decrease-insights-from-experts-n/ Fri, 09 Aug 2024 13:44:19 GMT https://en.as.com/latest_news/why-are-mortgage-rates-falling-and-how-long-will-they-continue-to-decrease-insights-from-experts-n/ Maite Knorr-Evans Mortgage rates are hitting their lowest level in over a year, as the Fed considers a rate cut next month. Mortgage rates are hitting their lowest level in over a year, as the Fed considers a rate cut next month. Estados Unidos Hipotecas Freepik Why are mortgage rates falling, and how long will they continue to decrease? Insights from experts Mortgage rates are hitting their lowest level in over a year, as the Fed considers a rate cut next month. Mortgage rates are hitting their lowest level in over a year, as the Fed considers a rate cut next month. <img src="https://img.asmedia.epimg.net/resizer/v2/UMXTOKSQJ5H3LFZGHUQ3RZ2D74.jpg?auth=debd966f29837458abb5503f8718f955591f2524c0c9f8b99afce59bbb321fc2" width="6500" height="4338" alt="Mortgage rates are hitting their lowest level in over a year, as the Fed considers a rate cut next month."></img><p>Mortgage rates are falling, and since last October, when the rate tacked onto a 30-year home loan hit a record high of 7.79 percent, rates have come down to 6.47 percent. This average is still much higher than that seen over the last ten years as a result of the rate hikes imposed by the Federal Reserve beginning in 2022. </p><p><a href="https://en.as.com/latest_news/why-are-mortgage-rates-falling-and-how-long-will-they-continue-to-decrease-insights-from-experts-n/" target="_blank">Seguir leyendo</a></p> https://en.as.com/latest_news/airbnb-falls-in-the-stock-market-how-does-this-affect-the-us-real-estate-market-n/ Thu, 08 Aug 2024 19:19:42 GMT https://en.as.com/latest_news/airbnb-falls-in-the-stock-market-how-does-this-affect-the-us-real-estate-market-n/ Oliver Povey Property owners are not expected to sell their properties solely due to fluctuations in Airbnb’s stock price. Property owners are not expected to sell their properties solely due to fluctuations in Airbnb’s stock price. Airbnb Hipotecas Mike Blake (Reuters) FILE PHOTO: New contemporary attached residential homes are shown for sale in California FILE PHOTO: New contemporary attached residential homes are shown for sale by Beazer Homes USA Inc. in Vista, California, U.S., October 24, 2023. REUTERS/Mike Blake/File Photo FILE PHOTO: New contemporary attached residential homes are shown for sale by Beazer Homes USA Inc. in Vista, California, U.S., October 24, 2023. REUTERS/Mike Blake/File Photo <p>Airbnb’s <a href="https://en.as.com/latest_news/when-was-the-last-time-airbnb-fell-this-much-in-the-stock-market-and-what-is-the-historical-low-n/" target="_blank">recent decline</a> in the stock market, with shares dropping by approximately 16.6% following disappointing second-quarter earnings, has raised <b>questions about its impact on the U.S. real estate market</b>.</p><p><a href="https://en.as.com/latest_news/airbnb-falls-in-the-stock-market-how-does-this-affect-the-us-real-estate-market-n/" target="_blank">Seguir leyendo</a></p> https://en.as.com/latest_news/30-year-mortgage-rates-finally-fall-below-6-how-does-it-affect-your-loan-n/ Wed, 07 Aug 2024 15:38:07 GMT https://en.as.com/latest_news/30-year-mortgage-rates-finally-fall-below-6-how-does-it-affect-your-loan-n/ Oliver Povey Reducing borrowing costs can make homeownership more accessible and potentially invigorate the housing market, which has been constrained by high rates. Reducing borrowing costs can make homeownership more accessible and potentially invigorate the housing market, which has been constrained by high rates. Hipotecas LARS HAGBERG (Reuters) Mortgage rates for 30-year loans increase as the Federal Reserve evaluates its monetary policy Reducing borrowing costs can make homeownership more accessible and potentially invigorate the housing market, which has been constrained by high rates. Reducing borrowing costs can make homeownership more accessible and potentially invigorate the housing market, which has been constrained by high rates. <p>In a significant shift for the U.S. housing market, <b>the average rate on a 30-year mortgage has fallen below 6% </b>according to <a href="https://finance.yahoo.com/personal-finance/mortgage-refinance-rates-today-tuesday-august-6-2024-100045605.html" target="_blank">Zillow</a>, marking a welcome change for prospective homebuyers and homeowners looking to refinance. This drop, influenced by a decline in U.S. Treasury yields and cooling inflation, will have considerable implications for the housing market and individual borrowers.</p><p><a href="https://en.as.com/latest_news/30-year-mortgage-rates-finally-fall-below-6-how-does-it-affect-your-loan-n/" target="_blank">Seguir leyendo</a></p> https://en.as.com/latest_news/what-are-the-best-and-worst-us-cities-for-first-time-home-buyers-in-2024-n/ Thu, 25 Jul 2024 17:02:58 GMT https://en.as.com/latest_news/what-are-the-best-and-worst-us-cities-for-first-time-home-buyers-in-2024-n/ Oliver Povey Far fewer people are getting on to the property ladder as a combination of a cost-of-living crisis and high interest rates affect sales. Far fewer people are getting on to the property ladder as a combination of a cost-of-living crisis and high interest rates affect sales. Hipotecas Mark Blinch (Reuters) Esto ganan los trabajadores de la construcción en Florida Far fewer people are getting on to the property ladder as a combination of a cost-of-living crisis and high interest rates affect sales. Far fewer people are getting on to the property ladder as a combination of a cost-of-living crisis and high interest rates affect sales. <p>Navigating the real estate market can be daunting, especially for <b>first-time home buyers</b>. With <a href="https://en.as.com/latest_news/us-prime-mortgage-rate-falls-to-lowest-level-since-march-freddie-mac-reports-why-and-how-does-it-affect-you-n/" target="_blank">fluctuating prices</a>, varying tax rates, and diverse living conditions, choosing the right city to make this significant investment is crucial.</p><p><a href="https://en.as.com/latest_news/what-are-the-best-and-worst-us-cities-for-first-time-home-buyers-in-2024-n/" target="_blank">Seguir leyendo</a></p><h3>The best cities...</h3><ol> <li>Palm Bay, FL</li> <li>Cape Coral, FL</li> <li>Port St. Lucie, FL</li> <li>Tampa, FL</li> <li>Orlando, FL</li> <li>Surprise, AZ</li> <li>Lakeland, FL</li> <li>Boise, ID</li> <li>Gilbert, AZ</li> <li>Henderson, NV</li> </ol><ol> <li>New York, NY</li> <li>Costa Mesa, CA</li> <li>Glendale, CA</li> <li>Los Angeles, CA</li> <li>San Francisco, CA</li> <li>Oakland, CA</li> <li>Santa Barbara, CA</li> <li>Anchorage, AK</li> <li>Santa Monica, CA</li> <li>Berkeley, CA</li> </ol> https://en.as.com/latest_news/us-prime-mortgage-rate-falls-to-lowest-level-since-march-freddie-mac-reports-why-and-how-does-it-affect-you-n/ Sat, 20 Jul 2024 17:03:26 GMT https://en.as.com/latest_news/us-prime-mortgage-rate-falls-to-lowest-level-since-march-freddie-mac-reports-why-and-how-does-it-affect-you-n/ Oliver Povey While the decline in mortgage rates to 6.77% is a welcome sign for the housing market, the overall picture for mortgages is still not good for buyers. While the decline in mortgage rates to 6.77% is a welcome sign for the housing market, the overall picture for mortgages is still not good for buyers. Hipotecas CARLOS OSORIO (Reuters) The 10 cities in the United States where house prices are rising the most in 2023 While the decline in mortgage rates to 6.77% is a welcome sign for the housing market, the overall picture for mortgages is still not good for buyers. While the decline in mortgage rates to 6.77% is a welcome sign for the housing market, the overall picture for mortgages is still not good for buyers. <p>The <b>average interest rate on the popular 30-year fixed-rate mortgage has recently dropped to 6.77%, the lowest level since mid-March 2024</b>, according to <a href="https://www.freddiemac.com/pmms" target="_blank">Freddie Mac</a>. This decline marks a decrease from 6.89% the previous week and is a continuation of a trend that has seen rates hover around the same period from last year.</p><p><a href="https://en.as.com/latest_news/us-prime-mortgage-rate-falls-to-lowest-level-since-march-freddie-mac-reports-why-and-how-does-it-affect-you-n/" target="_blank">Seguir leyendo</a></p> https://en.as.com/latest_news/first-generation-homebuyers-approved-for-californias-dream-for-all-home-loan-program-n/ Tue, 02 Jul 2024 23:58:24 GMT https://en.as.com/latest_news/first-generation-homebuyers-approved-for-californias-dream-for-all-home-loan-program-n/ Greg Heilman The second round of recipients of California’s ‘Dream For All’ home loan program have been conditionally approved for vouchers from $255 million fund. The second round of recipients of California’s ‘Dream For All’ home loan program have been conditionally approved for vouchers from $255 million fund. Casas Finanzas Hipotecas California Ayuda económica Gavin Newsom First-generation homebuyers approved for California’s ‘Dream For All’ home loan program The second round of recipients of California’s ‘Dream For All’ home loan program have been conditionally approved for vouchers from $255 million fund. The second round of recipients of California’s ‘Dream For All’ home loan program have been conditionally approved for vouchers from $255 million fund. <img src="https://img.asmedia.epimg.net/resizer/Hhc46wQ8vqiRfP4HOyirpE78BKk=/arc-photo-diarioas/eu-central-1-prod/public/YJ7VRVUWMRC6JGTPEQYVGGYNQQ.jpg" width="450" height="300" alt="The second round of recipients of California’s ‘Dream For All’ home loan program have been conditionally approved for vouchers from $255 million fund."></img><p>Last year, California set aside $300 million for the state’s Dream For All Shared Appreciation Loan program. The program provides potential homebuyers with <b>vouchers for up to 20% of a home’s value to assist with the down payment and closing costs.</b></p><p><a href="https://en.as.com/latest_news/first-generation-homebuyers-approved-for-californias-dream-for-all-home-loan-program-n/" target="_blank">Seguir leyendo</a></p> https://en.as.com/latest_news/the-six-figure-payment-between-you-and-your-first-home-n/ Sun, 23 Jun 2024 15:21:37 GMT https://en.as.com/latest_news/the-six-figure-payment-between-you-and-your-first-home-n/ Maite Knorr-Evans New report shows the downpayment required to purchase an affordable home in the US is well into the six-figure level. What this means for first-time buyers... New report shows the downpayment required to purchase an affordable home in the US is well into the six-figure level. What this means for first-time buyers... Vivienda Mercado inmobiliario Estados Unidos Hipotecas Sarah Silbiger (Reuters) The six figure payment between you and your first home New report shows the downpayment required to purchase an affordable home in the US is well into the six-figure level. What this means for first time buyers... New report shows the downpayment required to purchase an affordable home in the US is well into the six-figure level. What this means for first time buyers... <p>The Federal Reserve’s announcement last week that no changes would be made to the federal funds rate came as mortgage rates for both 15 and 30-year loans began to dip (slightly). With rates expected to fall sometime this year, the expectation of many economists is that home prices will come down, as will mortgage rates. The slight downward trend in rates is a relief for some hoping to purchase a home but have been priced out of the market in this high-rate environment.</p><p><a href="https://en.as.com/latest_news/the-six-figure-payment-between-you-and-your-first-home-n/" target="_blank">Seguir leyendo</a></p> https://en.as.com/latest_news/mortgage-rates-are-falling-slightly-what-to-consider-when-refinancing-n/ Fri, 14 Jun 2024 16:05:11 GMT https://en.as.com/latest_news/mortgage-rates-are-falling-slightly-what-to-consider-when-refinancing-n/ Maite Knorr-Evans Mortgage rates are trending down but still remain elevated. What to consider when it comes to refinancing in this high-rate environment. Mortgage rates are trending down but still remain elevated. What to consider when it comes to refinancing in this high-rate environment. Estados Unidos Mercado inmobiliario Vivienda Hipotecas Sarah Silbiger (Reuters) Mortgage rates are falling (slightly): What to consider when refinancing Mortgage rates are trending down but still remain elevated. What to consider when it comes to refinancing in this high-rate environment. Mortgage rates are trending down but still remain elevated. What to consider when it comes to refinancing in this high-rate environment. <p>Earlier this week, <b>the US Federal Reserve’s Free Open Market Committee (FOMC)</b> agreed to maintain the federal funds rate it its current position. Though the Bureau of Labor Statistics (BLS) reported no increase in the Consumer Price Index for May, <b>the agency’s previous reports had shown that certain sectors</b>, including housing, were continuing to drive average prices up.</p><p><a href="https://en.as.com/latest_news/mortgage-rates-are-falling-slightly-what-to-consider-when-refinancing-n/" target="_blank">Seguir leyendo</a></p>